Business loans
Explore secured and unsecured business loans for working capital, investment and your next stage of growth.
Enquire about business loansBusiness & property finance
Jonathan Ash15+ years in commercial finance
Finance foryour next move.
Buy a business. Invest in property. Fund your growth. Let’s make your next move happen.
Jonathan Ash15+ years in commercial finance
YOUR AMBITION. OUR FOCUS.Built around your business.
Direct access to your brokerFunding shaped around your plansSupport from enquiry to completion
Funding solutionsDifferent ambitions.
Different ambitions.
The right starting point.
Tell us what you want to achieve. We’ll help you explore a funding structure that fits.
Acquisitions
Funding for buying a business. We help you explore a structure around the target business, your contribution and the proposed deal.
Enquire about acquisitionsGrowth Guarantee Scheme
Explore funding through accredited lenders for eligible UK businesses. Subject to scheme eligibility and lender approval.
Enquire about growth guarantee schemeInvoice finance
Release cash tied up in unpaid invoices to support working capital and keep your business moving.
Enquire about invoice financeProperty finance
Explore commercial mortgages and development finance for business premises, investment property and development projects.
Enquire about property financeBridging loans
Short-term property finance for purchases and time-sensitive transactions, with a clear plan for repayment.
Enquire about bridging loansRefinance
Review existing borrowing or explore releasing equity from assets or property. We help assess the terms, costs and suitability.
Enquire about refinanceThe AJT approachA proper conversation.
A proper conversation.
A clear way forward.
Your funding starts with understanding your business. We’ll work through the details, explain the options and help move your application forward.
Start a conversation01
Tell us the plan
We discuss what you need, your timescales and your business, so we can understand the full picture.
02
Explore your options
We review the information, explain potential funding routes and agree our terms before approaching lenders.
03
Move things forward
We prepare your application and help manage lender questions through to a decision and completion.
Meet your broker
Jonathan Ash
Founder & Managing Director
Jonathan brings over 15 years’ experience in commercial finance, having worked for lenders and helped build a successful brokerage business.
He specialises in business acquisitions, invoice finance, property finance and business loans, helping SMEs secure the capital they need. At AJT, he takes a personal, hands-on approach to understanding each client’s plans and guiding them through the funding process.
Speak to JonathanA little clarity
Before we talk.
Can you help fund a business acquisition?
Yes. We can explore acquisition funding based on the business being purchased, its financial performance, your contribution and the proposed deal structure. Share the opportunity with us and we can discuss the next steps.
What information should I have ready?
Start with the amount you need, what it is for and your preferred timescale. Depending on the funding, we may ask for accounts, bank statements and details of any property, assets or business you are buying.
How do your fees work?
Fees depend on the work involved. We will explain the applicable fees and provide our terms of business before you commit to proceeding.
How does the Growth Guarantee Scheme work?
The scheme supports access to finance for eligible UK smaller businesses through accredited lenders. The government guarantee protects the lender; the borrower remains responsible for 100% of the debt. Lending is subject to eligibility, affordability and lender approval. Read the British Business Bank’s scheme guidance.
Is funding guaranteed?
No. Funding is subject to lender assessment and approval. The amount, pricing, security and any personal guarantees depend on your circumstances and the proposed facility.
Let’s make your next move
Email AJT What are you planning?
Tell us a little about your business, the funding you need and your timescale. We’ll take it from there.
info@ajtbusinessfinance.com